The American Dream has long been called “home ownership”. Having a place to call your own, even if you really share the owning part with the bank. The Real Estate market has been crazy over the last couple of years which could make it hard to figure out where to turn and who to trust.  

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Did you know that the State of Minnesota has an agency standing by ready to offer you assistance if you’re trying to buy for the first time or figure out the best way to refinance so you can do some home improvements. 

Photo Credit: Dave Thomas Townsquare Media
Photo Credit: Dave Thomas Townsquare Media
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Minnesota Housing is available with guidance in four primary categories: 

  • Homeowners 
  • Homebuyers 
  • Lenders and Partners 
  • Funding for Partners 

One of the key areas for Homebuyers is the part of the portal that offers homebuyers education. If you’ve never bought a home, there are likely some things that you might not know to look for. Minnesota Housing can help address these matters and make you a smarter buyer. 

Photo Credit: Dave Thomas Townsquare Media
Photo Credit: Dave Thomas Townsquare Media
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Homeowners get guidance on how to improve their home. If you’re looking to become a homeowner or you want to refinance your current home, there’s good insight on what you need to know. But a really important part is for those who need financial assistance due to difficult circumstances. If you’re needing help to pay your mortgage, getting assistance for other home needs, finding a rental property and more, these things fall under this category of what Minnesota Housing offers. 

The Lenders and Partners category is where you can find a real estate agent, see the lending options that you can consider and other aspects of the business side of buying a home.  

The Funding for Partners part covers Homeownership and Counseling, Impact Fund, Manufactured Homes and the Workforce Development Program.  

The goal of Minnesota Housing is to help more families achieve the goal of having a place to call their own and to help them understand all that comes with being a homeowner.  

Forrest City in Pictures

Gallery Credit: Jay Caldwell, Townsquare St. Cloud

 

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