Has something changed in the 11 years since I was last in school? Is this one of those nuances that is now being taught differently? Is the education system failing us? Or, dare I say, are these people just dumb? Turns out, people who spend 20$ are probably just lazy.
With student loans paid off, we now have several hundred dollars more in our budget each month that we can put towards savings or spending or our new dog Rosie or another trip to Iceland. We haven't decided yet, but I can tell you this -- boy, does it feel good to be in control of our finances!