It's 'no spend January' now that everyone is trying to recover from the holiday season. Many people have made New Year's Resolutions to put themselves on a budget and save up some serious cash. It's easier said than done. But, I've gained a borderline unhealthy interest [obsession] with finance over the last few years and I've read almost ever piece of content on the subject I could get my hands on. If you're looking to tighten up your wallet and get yourself on track to financial freedom, here are my favorite books on the subject! Once you read these 4 books, everything else you read on the subject just further supports what you already know.

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Rich Dad, Poor Dad by Robert Kiyosaki : First of all, this book is awesome! The author outlines the business and personal finance lessons he learned from his biological father who went to college and a man who was like a father to him who didn't go to college, but, rather, started up successful business ventures. He compares and contrasts the two schools of thought. In the end he learns that the rich elite work to learn, while the poor to middle class Americans work to earn.

The Millionaire Next Door by Thomas J. Stanley: When we think of the typical millionaire, most of us think of fancy cars, nice clothes, big houses and many shopping sprees and splurges. This book debunks those ideals. Actually, America's millionaires rarely have these things. They don't look like your stereotypical millionaire, they rarely spend money on themselves, etc. It's all about saving your income and investing smart while working hard. This book is a must read for anyone who feels like their spending is out of control to keep up with the Jones's.

The Total Money Makeover by Dave Ramsey: This is my favorite book on personal finance. Dave Ramsey outlines exactly how you can get yourself out of debt, while making the income you're making now. He developed 'baby steps' for reaching true financial freedom. If followed, these steps have been proven to work on people of all income brackets. I've followed these steps over the last year and I've paid my debt of faster than I ever thought I could. Right now, I'm working on paying off my mortgage. This is something I hope to have accomplished within the next 7 years.

The Richest Man In Babylon by George Samuel Clason: If you think your financial issues are a thing of the present, or a product of your generation, you're so very wrong. People even 8,000 years ago faced the same issues as we do today. The way to wealth is the same as it was 8,000 years ago. Crazy, huh? This book highlights truths to attaining wealth that are still accurate today. Follow this advice and you'll be well on your way to achieving your financial goals.



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