I'm very excited about this news!  There's a new Facebook app called 'Agree It' that lets you request loans from your Facebook friends at a lower interest rate than banks offer. There's one catch, you're not legally required to pay them back.  I'm guessing their only course of action is to unfriend you and yours is to block them.

Something tells me this is going to either ruin a lot of great friendships or stop people from casually accepting friend requests from strangers lol.  If anybody uses this app, please let us know.  We would love to know how it turns out!