Contact Us

How to Spot a Scam

Getty Images

There are scams all over the place. Phone scams, email scams, snail mail scams and Internet scams are all over the place. Obviously, the best way to avoid these scams is to hang up, hit delete, throw it away or don’t click the link, but sometimes it’s not that easy to see what’s coming. Here are just a few ways you can avoid being scammed.

Emails Marked “URGENT”

If it were truly something urgent, the sender would call. Just delete the email and call the sender directly. Scammers try and make everything sound like it needs to be taken care of right away because they’re trying to make you do things without thinking about it. If you do open the email and click the link, and you get a pop up warning message saying that the “security certificate” is expired, close out of that website. Any legitimate website or business will keep their website’s security certificate up to date; which brings me to our next point:

Check Your Browser Bar

When you’re on a website that’s not asking for sensitive information you should see “http://” in your browser bar. When you’re doing online banking or you’re on a website where personal or sensitive information is being exchanged, you should see “https://”. The “s” means “secure” so you don’t have to worry about any third parties being able to see your info. If you click on a link and you don’t see “https://” don’t give that website your information.

Throw it Away

A common snail mail scheme is the letter saying that you were randomly selected to win money and the sender just needs you to deposit a money order or check into your bank account and keep some for yourself, cut them a check for the rest of the money and everything will be square. Well, what they don’t tell you is that the money order is no good and once they have your account information, your bank account will be empty. You’ve seen the letter about your car’s warranty running out when you know it hasn’t, the work from home scam letter or the letter saying you won a Canadian lottery that you know you didn’t enter. The smartest thing to do here is to shred it and put it in the recycling bin.

Who’s Calling Please?

If you’re not on the National Do Not Call Registry, chances are you’re getting bombarded with telemarketing calls and probably some phone scammers as well. You’ve won a cruise, a free membership to a buying club, a two hundred thousand dollar loan at some ridiculously low price, a credit card with no credit limit and people claiming to be with a fundraiser or charity of some sort; the list goes on and on. The Federal Trade Commission says that when you get a call like this, ask who’s calling, make a note of their name, the date, time and phone number if you have caller ID and notify the FTC so they can track the scammer and hopefully put an end to their scheming ways.

My Dad always said that if it looks like a duck, walks like a duck and talks like a duck, it’s probably a duck. Trust your instincts and if it doesn’t seem right, it’s likely not. Hang up, throw the letters away, delete those emails and don’t click on the link.

Want more? CLICK HERE!


Best of Mix 94.9

Recommended For You

Best of the Web

Leave a Comment

It appears that you already have an account created within our VIP network of sites on . To keep your personal information safe, we need to verify that it's really you. To activate your account, please confirm your password. When you have confirmed your password, you will be able to log in through Facebook on both sites.

Forgot your password?

*Please note that your prizes and activities will not be shared between programs within our VIP network.

It appears that you already have an account on this site associated with . To connect your existing account just click on the account activation button below. You will maintain your existing VIP profile. After you do this, you will be able to always log in to using your original account information.

*Please note that your prizes and activities will not be shared between programs within our VIP network.

Please fill out the information below to help us provide you a better experience.

(Forgot your password?)

Not a member? Sign up here

Sign up for MIX 94.9 Insider Rewards quickly by connecting your Facebook account. It's just as secure and no password to remember!

Sign up to have exclusive MIX 94.9 Insider Rewards contests, events, coupons, presales, and much more delivered to you for FREE.